Home Loan EMI Calculator

Calculate Your EMI

Adjust the loan amount, interest rate and tenure to see your monthly instalment update live.

₹
₹5L₹5Cr
% p.a.
5%16%
Years
1 Yr30 Yrs
This is an indicative estimate for planning purposes only. Actual EMI, eligibility and rate depend on your lender's policy, credit profile and processing terms.
Your Monthly EMI
₹64,483
49%
Principal
Principal Amount Total Interest
Principal Amount₹75,00,000
Total Interest Payable₹79,75,920
Total Payment (P + I)₹1,54,75,920
Talk to Our Advisor

Year-Wise Repayment Schedule

See exactly how much principal and interest you pay off each year.

Year Principal Paid Interest Paid Balance Remaining

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Home Loan FAQs

How is my EMI calculated?

EMI is calculated using the standard reducing-balance formula based on your loan amount, annual interest rate and tenure in months. This calculator updates the figure instantly as you adjust the sliders.

Does this calculator guarantee my final loan offer?

No — this tool gives an indicative estimate for planning. Your actual EMI, interest rate and eligibility will be confirmed by the lender based on your income, credit score and their internal policy.

Can Avaak Floors help me choose a lender?

Yes. Our team works with multiple banking and NBFC partners and can help match you with a suitable lender and guide you through the sanction process.

What loan tenure should I choose?

A longer tenure lowers your monthly EMI but increases total interest paid over the loan's life. A shorter tenure raises the EMI but reduces total interest. Use the slider to compare scenarios.

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I recently purchased a home from Avaak Floors and have been living here for some time now. The construction quality is good, and all commitments made during the purchase were fulfilled on time.

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From my very first visit to the property, I was impressed with the layout, design, and attention to detail. The handover was done as promised, and the after-sales support has been reliable.

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The team at Avaak Floors ensured that the entire purchase process was hassle-free. They maintained clear communication and delivered on their promises.

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I purchased a 4 BHK floor at E-252, Sushant Lok 1, Gurugram, in 2021. Four years on, the quality of work is reasonable, and more importantly, all promises were met.

Gaurav Jain
Hemlata Sharma

The floor I bought from Avaak is one of the best — aesthetics, space, layouts are all so practical and spacious. Value for money, worth living in style.

Hemlata Sharma
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